Credit Process

Unlock Your Path to

Credit Worthiness

Our Process

After sign up below, we will walk you through our 10 step process which will consist of:

1- Signing Up for Credit Monitoring

We partner with leading credit monitoring agency IdentityIQ, we’ll provide you a link to sign up for a special rate on credit monitoring services

The credit monitoring membership must be maintained for the duration of the dispute process is you elect to opt-into the restoration program

2- Your Credit Analysis & Assessment

Once you’re signed up with IDIQ, we’ll retrieve your 3B credit report and conduct a credit analysis during a live credit consultation.

3- Action Plan Development

Develop a personalized action plan tailored to the client's specific credit needs and goals

Outline strategies for disputing inaccurate or unfair negative items on the client's credit report

4- Sign Engagement Agreement

If you feel positive about your assessment and wish to move forward, you’ll be sent an engagement agreement to sign

5- Dispute Process Initiation

Submit dispute letters to credit bureaus, challenging inaccurate or outdated negative items on the client's credit report.

Follow up with credit bureaus and creditors to ensure timely processing of disputes.

6- Credit Education & Counseling

We’ll provide ongoing education and counseling to the client on credit management best practices via your credit tracker portal.

7- Communication & Client Support

Maintain open communication with the client, providing updates on the status of their credit restoration process

Address any questions or concerns the client may have promptly and professionally via your credit tracker portal

8- Resolution & Follow Up

Work towards resolution of disputed items, either through removal, correction, or negotiation with creditors.

Follow up with credit bureaus and creditors to ensure accurate reporting and resolution of disputes

9- Credit Score Improvement & Maintenance

Track improvements in the client's credit score as negative items are removed or resolved.

Provide ongoing support and guidance to help the client maintain and continue to improve their credit score over time

10- Final Review and Client Satisfaction

Conduct a final review of the client's credit report and overall progress

Ensure the client is satisfied with the results and provide any additional support or resources as needed.